More than 12 million Americans take out payday loans each year. These short-term loans are easy to obtain and are designed to carry consumers over between paychecks (hence the name.) Although, payday loans carry a higher interest rate than most traditional bank loans, since they are only designed to be taken out for a matter of days or weeks, this higher interest doesn’t add up to a large amount.
Used responsibly, payday loans can help give you the funds you need for things like a health emergency or an unexpected car or house repair.…
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Having a checking account can be an almost indispensable financial tool for many people. However, it can be common for individuals to be fairly uninformed about checking accounts. As a result, they may believe a couple of misconceptions concerning this type of a bank account. By having a couple of the more common misconceptions about checking accounts refuted, you will be better able to make choices as an informed consumer.…
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When building your coin collection, one of the most important aspects is how to properly store your coins. Improper storage and safety can damage materials and lower the value of the collection. To help get you on the right track, here is a handy guide to coin storage.
Keep it Cool. Coins and their storage media don’t like humidity, warmth or changing temperatures. As is true with many antique collections, it’s probably not appropriate to store it in the garage, attic or basement due to these environmental factors.…
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