If you are getting ready to head off for college, you’ll need to find a way to manage your money. Student personal checking accounts are a good option here. However, not all accounts are the same, and it pays to research options before you choose a bank. What should you look out for? No Monthly Maintenance Fees Personal checking accounts often charge maintenance fees. The bank charges you each month for the account.…
Read More »If you want to purchase a car but do not have the money to pay for it, you can still buy a car. The only difference is that you will need to apply for a vehicle loan. You can apply for vehicle loans in several ways, and many people apply online before they begin shopping for cars to buy. Applying online helps you have the answer you need before you shop for a vehicle, but you might want to ask the lender some questions before proceeding.…
Read More »If a friend or loved one is arrested and asks you for help getting out of jail, it can put you in an awkward situation.They have obviously turned to you for help, and you don’t want to let them down in their time of need. However, posting bail for someone else can potentially be a costly investment. Here are some basics to know in order to guide you to your decision on if (and how) to help.…
Read More »If you’re are an independent contractor, you don’t have any taxes taken out of your paychecks. While that does mean you get to keep more of your income, it also means that you need to pay close attention to your taxes. If you’ve failed to pay your annual taxes, you may think that you can simply catch up next year, or when your finances are in better shape. Unfortunately, doing that could put you in serious jeopardy, especially if the IRS discovers the missing tax return before you have a chance to rectify the situation.…
Read More »Now that interest rates have come out of the bargain basement and are on the rise, it’s a good time to ensure your savings are in the best interest-bearing account to make you the most money. Thankfully, you have a wide range of different options. Some of the best are explained below: A Traditional Savings Account at Your Local Bank If you want to be able to drive down the road and withdraw your savings anytime you wish, then a savings account at a local bank is a good option.…
Read More »Pawnshops are famous for being a place where can get a little quick cash. Before you head down to your pawnshop for some quick cash, you need to make sure you understand how the pawnshop loan process works. Pawnshops Are Regulated Businesses Many people wrongly assume that pawnshops are seedy places; that is just a misconception that is perpetuated in movies and television shows. Pawnshops are licensed businesses that must carry a state business license and follow multiple federal status and regulations.…
Read More »Dealing with financial issues, especially ones that arise due to specific habits, can be challenging. One solution many folks are turning to is financial behavior coaching. This is a process that helps people break down the problems they’re dealing with into manageable chunks so they can begin charting better paths. Daily assistance and reminders can even be provided via financial behavior online coaching. If you’re curious about getting some help with your finances, here’s what you should know about the process.…
Read More »Getting arrested is something that most people hope to avoid at all costs. However, sometimes life decisions lead people down the wrong path leading to an arrest. If you have been arrested, chances are that your main goal is to get out of jail as soon as possible. The sooner you are out, the faster you will be able to get back to your job and your daily life. If you are unable to be released on your own recognizance, you will likely need to post bail.…
Read More »Owning your own business can be both rewarding and challenging at the same time. There are a lot of things to consider. Whether you are trying to grow your current business or get it off the ground, money is often needed to achieve your goals. Finding a source of financing is something that most business owners struggle with at some point in time. The good news is that there are a variety of ways that you can finance your business.…
Read More »When it comes to buying a house, you need to be very aware of how much you can afford to pay each month so that you can determine the price range to look for. You will need to take into consideration the insurance and taxes that will be added to your monthly payment and most importantly the interest rate on the loan. If you find the house of your dreams but the monthly payment is going to be more than you feel comfortable with, start looking into ways to get a lower interest so the payments will be less.…
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