finance--money

Bail Or Bail Bondsman? Things To Know Before Posting Bail For Your Loved One

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If a friend or loved one is arrested and asks you for help getting out of jail, it can put you in an awkward situation.They have obviously turned to you for help, and you don’t want to let them down in their time of need. However, posting bail for someone else can potentially be a costly investment. Here are some basics to know in order to guide you to your decision on if (and how) to help.…

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Failed To File Your Taxes As An Independent Contractor? 3 Reasons You Should File Your Back Returns Right Away

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If you’re are an independent contractor, you don’t have any taxes taken out of your paychecks. While that does mean you get to keep more of your income, it also means that you need to pay close attention to your taxes. If you’ve failed to pay your annual taxes, you may think that you can simply catch up next year, or when your finances are in better shape. Unfortunately, doing that could put you in serious jeopardy, especially if the IRS discovers the missing tax return before you have a chance to rectify the situation.…

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Your Options For Earning Interest On Your Savings

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Now that interest rates have come out of the bargain basement and are on the rise, it’s a good time to ensure your savings are in the best interest-bearing account to make you the most money. Thankfully, you have a wide range of different options. Some of the best are explained below: A Traditional Savings Account at Your Local Bank If you want to be able to drive down the road and withdraw your savings anytime you wish, then a savings account at a local bank is a good option.…

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What Is A Financial Behavior Coach?

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Dealing with financial issues, especially ones that arise due to specific habits, can be challenging. One solution many folks are turning to is financial behavior coaching. This is a process that helps people break down the problems they’re dealing with into manageable chunks so they can begin charting better paths. Daily assistance and reminders can even be provided via financial behavior online coaching. If you’re curious about getting some help with your finances, here’s what you should know about the process.…

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3 Things To Know About Bail

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Getting arrested is something that most people hope to avoid at all costs. However, sometimes life decisions lead people down the wrong path leading to an arrest. If you have been arrested, chances are that your main goal is to get out of jail as soon as possible. The sooner you are out, the faster you will be able to get back to your job and your daily life. If you are unable to be released on your own recognizance, you will likely need to post bail.…

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3 Things To Know About Business Loans

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Owning your own business can be both rewarding and challenging at the same time. There are a lot of things to consider. Whether you are trying to grow your current business or get it off the ground, money is often needed to achieve your goals. Finding a source of financing is something that most business owners struggle with at some point in time. The good news is that there are a variety of ways that you can finance your business.…

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A Few Good Tips For Getting A Low Mortgage Rate

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When it comes to buying a house, you need to be very aware of how much you can afford to pay each month so that you can determine the price range to look for. You will need to take into consideration the insurance and taxes that will be added to your monthly payment and most importantly the interest rate on the loan. If you find the house of your dreams but the monthly payment is going to be more than you feel comfortable with, start looking into ways to get a lower interest so the payments will be less.…

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The Workers' Compensation Blues: How To Survive The Changes In Income And Lifestyle

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When you’re injured on the job and can’t continue working, you should be protected by workers’ compensation; however, the benefits you receive aren’t going to be equal to what you were earning, leaving you in a particularly tight bind. Life goes on, though, and if you have no plan for survival, this situation can ruin you financially. Don’t let that happen to you. 1. File Your Workers’ Compensation Claim Immediately…

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4 Reasons You Can Benefit From Video Banking

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The banking industry is slowly making a shift from brick and mortar offices to video banking. If you haven’t seen a video banking machine, it looks similar to a regular ATM, but has the ability to connect you with a live teller if you have more complex transactions or need assistance. Some banks are even extending their video banking services to their mobile applications, allowing you to turn your smart phone or tablet into a miniature video banking machine.…

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Thinking About Cosigning A Bail Bond? Know What You're Signing Up For

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Getting the call that a loved one has been arrested is never the type of news you wanted to be awakened for. However, the reality is that you’re now in this situation, so the question is – what do you do next? If your loved one has asked you to co-sign for their bail, it’s great to be eager to help, but make sure you’re also taking a moment to step back and think about what you’re signing up for.…

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